SME Finance

Small Enterprises (SE) & Medium Enterprises (ME) play a very important role in the economic growth of any country. This has been proven worldwide that more than 80% contribution in economic growth and employment generation is made by both sectors. Realizing its importance, SBL has established a full fledge separate department to meet their financial requirements.

Small Enterprises:

A small enterprises (SE) will be a proprietor or a partnership concerns which meets the following parameters, as per SBP PR, are as follows:

Number of Employees up to 50.

Annual Sales Turnover up to Rs.150 Million.

Medium Enterprises:

Medium Enterprises (ME) means an entity, ideally not a public limited company which meets the following parameters, as per new SBP PR, are as follows:

Number of Employees from 51 to 250 (Manufacturing & Services MEs).

Number of Employees from 51 to 100 (Trading MEs).

Annual Sales Turnover up to Rs.800 Million.

Working Capital Finance

Soneri Mustaqeem, the Islamic Working Capital Finance offers an ideal Shariah compliant solution for sustaining your business’ growth. Our Islamic solutions are flexible enough to cater to your working capital requirements. The purpose of this facility is to provide your business Working Capital Finance to purchase all types of Shariah compliant goods.

Our Working Capital Finance includes the following product suite.

Term Financing

Soneri Mustaqeem offers Shariah compliant Islamic products and services to cater to the business needs of the customer. Our Shariah complaint products are designed in such a way that it helps the business to cater its short and long term financing needs.

Our Term Finance includes the following product suite.