ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS (PROVISIONAL)
Effective From 16-April-2024
| Deposit Category | Profit Rates (% p.a.) | ||||
| Saving Deposits | |||||
| PLS Savings Account | 20.50 | ||||
| Soneri Sahara Account (Senior Citizens) | 20.60 | ||||
| Soneri Youngsters Minor Savings Account | 20.60 | ||||
| Soneri Savings Accounts | 20.50 | ||||
| Notice Deposits | |||||
| 7 Days’ Notice | 18.00 | ||||
| 30 Days’ Notice | 18.00 | ||||
| Term Deposits – Minimum Deposit PKR 25,000 (all rates are % p.a.) | |||||
| Tenor | Monthly Intervals | Quarterly Intervals | Six Monthly Intervals | Yearly Intervals | At Maturity |
| 1 Month | — | — | — | — | 18.00 |
| 3 Months | 18.00 | — | — | — | 18.25 |
| 6 Months | 18.00 | 18.25 | — | — | 18.50 |
| 1 Year | 18.00 | 18.25 | 18.50 | — | 18.75 |
| 2 Years | 14.00 | 14.10 | 14.25 | 15.00 | 16.00 |
| 3 Years | 13.25 | 13.50 | 13.80 | 14.30 | 16.50 |
| Soneri Salana Amdani Account (Term Deposit for 1 year with profit payment on maturiy) | Profit Rates (% p.a.) | ||||
| 1 Year | 20.00 | ||||
| Soneri Monthly Munafa Account (Term Deposit offering monthly profit payments) | Profit Rates (% p.a.) | ||||
| 1 Year | 18.50 | ||||
| 2 Years | 14.50 | ||||
| 3 Years | 13.50 | ||||
| 4 Years | 12.00 | ||||
| 5 Years | 11.25 | ||||
| Soneri Ladies First Term Deposit (Monthly Income Scheme) | Profit Rates (% p.a.) | ||||
| 1 Year | 18.50 | ||||
| 2 Years | 14.25 | ||||
| 3 Years | 13.50 | ||||
| Soneri Nigehban Term Deposit (Monthly Income Scheme) Discontinued wef 09-April-2024 | Profit Rates (% p.a.) | ||||
| 1 Year | 18.50 | ||||
| 2 Years | 14.25 | ||||
| 3 Years | 13.50 | ||||
| TDR with Free Life Insurance Benefit of upto PKR 5.00 Million (Terms & Conditions Apply) | |||||
Important Notice:
Minimum rate of return will be in accordance with SBP’s prevailing guidelines.
Provisional rates are subject to change.
Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.
Premature encashment of a time and term deposit will cause reduction in rate of return by 150bps.
Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutes / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.
To download the rate sheet, click here