Soneri Visa Classic Credit Card
Best For: Individuals beginning their credit journey with confidence.
Apply Now →Or Contact Soneri Bank Branch
Credit Cards Reward Program
Key Features
Credit Limit
Enjoy a credit limit ranging from PKR 20,000 to PKR 124,999, tailored to your income and repayment capacity.
Reward Points on Every Spend
Earn 1 reward point for every PKR 50 spent — with each point carrying a cash value of 10 paisa. Points can be redeemed anytime within one year of being earned.
Digital-First Convenience
- 3D Secure & Tokenization for safe online transactions
- Google Pay ready — tap and pay with your phone
- Full access to Mobile Banking (MB) and Internet Banking (IB)
- Instant activation and deactivation via MB/IB or Contact Center/IVR
Stay Informed, Stay in Control
- Free monthly e-Statements
- SMS alerts on every transaction
- Monthly account summary messages
Flexibility When You Need It
- Limit enhancement (permanent and temporary) available upon request
- Payment holiday options available
- Automatic card renewal every 5 years — no manual renewal hassle
Protection & Peace of Mind
Opt in for Credit Shield Insurance at a nominal 0.045% of your monthly outstanding balance, protecting you and your family against unforeseen circumstances.
Family Sharing
Add up to 4 supplementary cards for your blood relations, sharing your credit limit and rewards with the people who matter most.
Round-the-Clock Support
24-hour customer service support (via Contact Center).
Card Benefits
Travel Benefits
- Access to 25 Airport Lounges globally
- Discounts on hotel and car rentals
- Dine & Travel — airport dining discount at 200+ restaurants globally
- Insurance & Assistance — medical & travel assistance
Lifestyle Benefits
- Dining — discounts on local Pakistan offers
- Shopping — discounts through global partners
- Experiences — Visa Golf Access
Protection Benefits
- Card Protection Services — Buyers Protection
- Card Protection Services — Extended Warranty
Why Choose the Soneri Visa Classic Credit Card?
- Designed for the aspirers, the Soneri Visa Classic makes credit accessible without compromising on the essentials — global acceptance, digital convenience, and rewards on every rupee you spend. It's the smart first step toward building a strong credit relationship with Soneri Bank.
Who Can Apply?
- Pakistani residents holding a valid CNIC
- Basic cardholder: Age 21–60 (salaried) or 21–65 (self-employed/businessmen)
- Supplementary cardholder: Age 18–70
- Salaried individuals, self-employed professionals, businessmen, and existing Soneri Bank customers in good standing
- Minimum net take-home income: PKR 50,000 (salaried employees of approved companies) or PKR 75,000 (other salaried applicants) or PKR 200,000 (businessmen/self-employed or SNBL average balance customers)
- Minimum 1 year with current employer (or 2 years’ continuous employment) for salaried applicants; minimum 1 year in current business for self-employed/businessmen
How to Apply
- 1. Visit your nearest Soneri Bank branch or apply through Soneri Bank website.
- 2. Submit your completed application along with required documents
- 3. Our team will verify your details and assess your eligibility
- 4. Once approved, your Soneri Visa Classic card will be issued and delivered to you
Ready to get your first step into smart credit?
Visit any Soneri Bank branch today or start your application online.
