Soneri Visa Gold Credit Card
Best For: Professionals ready for enhanced limits and lifestyle benefits.
Apply Now →Or Contact Soneri Bank Branch
Credit Cards Reward Program
Key Features
Higher Credit Limit
Access a credit limit ranging from PKR 125,000 to PKR 499,999 — giving you the purchasing power to match your lifestyle.
Reward Points on Every Spend
Earn 1 reward point for every PKR 50 spent, with a cash value of 10 paisa per point. Redeem your accumulated points anytime within one year.
Digital-First Convenience
- 3D Secure & Tokenization for safe online and in-app transactions
- Google Pay ready
- Seamless Mobile Banking and Internet Banking access
- Instant activation/deactivation via MB/IB or Contact Center/IVR
Stay Informed, Stay in Control
- Free monthly e-Statements
- Real-time SMS alerts on every transaction
- Monthly account summary messages
Flexibility When You Need It
- Permanent and temporary limit enhancement options
- Payment holiday facility available
- Automatic card renewal every 5 years
Protection & Peace of Mind
Optional Credit Shield Insurance at 0.045% of your monthly outstanding balance — extra security for you and your loved ones.
Family Sharing
Extend the benefits to your family with up to 4 supplementary cards for blood relations.
Round-the-Clock Support
24-hour customer service, with after-hours support available via Contact Center.
Card Benefits
Travel Benefits
- Access to 25 Airport Lounges globally
- Discounts on hotel and car rentals
- Dine & Travel — airport dining discount at 200+ restaurants globally
- Insurance & Assistance — medical & travel assistance
Lifestyle Benefits
- Dining — discounts on local Pakistan offers
- Shopping — discounts through global partners
- Experiences — Visa Golf Access
Protection Benefits
- Card Protection Services — Buyers Protection
- Card Protection Services — Extended Warranty
Why Choose the Soneri Visa Gold Credit Card?
The Soneri Visa Gold strikes the perfect balance between accessibility and premium benefits. With a significantly higher credit limit than the Classic card, enhanced service standards, and the same trusted Visa acceptance worldwide, it's the natural next step for established salaried professionals and growing businesses.
Who Can Apply?
- Pakistani residents holding a valid CNIC
- Basic cardholder: Age 21–60 (salaried) or 21–65 (self-employed/businessmen)
- Supplementary cardholder: Age 18–70
- Salaried professionals, businessmen, self-employed individuals, and existing Soneri Bank customers maintaining satisfactory relationships
- Minimum net take-home income requirements as per approved income segment (approved company salaried, general salaried, business/self-employed, or SNBL average balance customer)
- Minimum 1 year with current employer (or 2 years’ continuous employment) for salaried applicants; minimum 1 year in current business for self-employed/businessmen
How to Apply
- 1. Visit your nearest Soneri Bank branch or apply through Soneri Bank website.
- 2. Submit your completed application with required documents
- 3. Our team will verify your details and assess your creditworthiness
- 4. Once approved, your Soneri Visa Gold card will be issued and delivered to you
Ready for a card that grows with you?
Visit any Soneri Bank branch today or begin your application online.
