Rating Agency:

The Pakistan Credit Rating Agency (PACRA)

Bank Ratings:

Long Term: “AA” (Double A)
Short Term: “A1+” (A One Plus)

Instrument Ratings:

Additional Tier – 1 TFC: “A+” (Single A Plus)

TFC III: “AA-” (Double A Minus)

This reflects our strong financial profile, prudent governance, and consistent performance.

Rating Update: June 2026
Rating Action: Upgrade
PACRA Website: www.pacra.com