Soneri Mustaqeem Munafa Account provides regular stream of monthly income with convenience and multiple services. Through this account, our valued customers can manage their short-term as well as long term savings without any deposit and withdrawals transactional restrictions with the concept of higher the investment higher the returns basis.
Soneri Mustaqeem Munafa account is opened on the basis Shari’ah principle of Mudarabah where the customer functions as a Rabb-ul-Maal (investor) and the Bank acts as the Mudarib (Working partner). The customer not only gets return on his investments through deployment of funds in Shari’ah compliant modes but also benefits from a range of services catering to his banking needs.
Features
Account Type
Savings
Eligibility
Individuals, Partnerships, Joint Account Holders, Companies, Corporates and Trusts.
Initial Deposit
Rs. 100/-
Transactions
Unlimited Deposit & Withdrawals
Profit Rate
As per approved tiered in profit distribution sheet
Profit Calculation
Daily balance
Profit Payment
Monthly
Facilities
- Free Internet banking
- Free Mobile banking
- Free E-Statements
- Soneri Debit Card
- Personalized cheque book
- Online banking
- SMS alerts
- Duplicate Statements
- Other facilities are also available as per prevailing Soneri Mustaqeem Islamic Banking schedule of charges
Note:
PayPak Debit Card is the first option. However, as a second choice Master Debit Card can also be issued against charges as per the bank’s prevailing Islamic Banking SOC.
Kindly refer relevant product KFS/ Islamic SOC for updated product features/ facilities.
Historical Profit Rates
For Historical Profit Rates, please Click Here
FAQs
Note: Sunwai is a customer complaint service portal and mobile app launched by the State Bank of Pakistan (SBP), providing a centralized platform for banking customers to easily register their complaints. Customers can utilize this platform to submit their complaints about banking products or services.
Sunwai is accessible through a web browser as well as through mobile application, both on Android and iOS. Registered users can lodge complaints at their convenience in either English or Urdu languages.
For more information, please visit https://sunwai.sbp.org.pk/about-us.html