Pak Rupee

ANNUALISED RATES OF PROFIT FOR DIFFERENT TYPES OF DEPOSITS PRODUCT(PROVISIONAL)

Deposit Category  Profit Rates (% p.a.)  
Saving Deposits  
PLS Savings Account / Pensioner’s Saving Account 13.50
Soneri Roshan Savings Account 13.60
Soneri Sahara Account (Senior Citizens)  13.50
Soneri Youngsters Minor Savings Account  13.60
Soneri Savings Accounts  13.50
Notice Deposits    
7 Days’ Notice 9.00
30 Days’ Notice 9.00
Term Deposits – Minimum Deposit PKR 25,000                                                                                             (all rates are % p.a.) 
Tenor  Monthly Intervals  Quarterly Intervals  Six Monthly Intervals Yearly  Intervals At Maturity
1 Month 10.00
3 Months 8.50 9.00
6 Months 8.00 8.50 9.00
1 Year 8.00 8.10 8.15 8.50
2 Years 6.00 6.25 6.75 7.00 7.50
3 Years 6.00 6.25 6.50 6.75 7.00
Soneri Salana Amdani Account (Term Deposit for 1 year with profit payment on maturiy) Profit Rates (% p.a.) 
1 Year 9.00
Soneri Monthly Munafa Account (Term Deposit offering monthly profit payments) Profit Rates (% p.a.) 
1 Year 8.00
2 Years 7.00
3 Years 6.50
4 Years 6.25
5 Years 6.00
Soneri Ladies First Term Deposit (Monthly Income Scheme) Profit Rates (% p.a.) 
1 Year 8.00
2 Years 7.00
3 Years 6.50
Soneri Sarmaya Account (SSA) – Current Remunerative Deposit Profit Rates (% p.a.) 
Up to Rs. 999,999 0.00
Rs. 1 Million to Rs. 2.49 Million 8.00
Rs. 2.5 Million to Rs. 4.99 Million 10.00
Rs. 5 Million and above 12.00
Other saving account products Profit Rates (% p.a.)
1- Asaan Saving Account 13.50
2- Asaan Digital Saving Account 13.50
3- Asaan Digital Remittance Saving Account 13.50
4- Soneri Freelancer Saving Account 13.50
5- Soneri Remit Direct Saving Account 13.50
6- Soneri Employee Banking Saving Account 13.50

Important Notice:

Minimum rate of return will be in accordance with SBP’s prevailing guidelines.

Provisional rates are subject to change.

Roll-overs of deposits on previous rates shall be in accordance with prevailing rate sheet.

Premature encashment of a time and term deposit will cause reduction in rate of return by 150bps.

Profit Rate on Deposits from Banks / Financial Institutions PSEs / Provident, Gratuity Funds / Educational Institutes / Corporate Entities / Cooperative Societies, Group Account(s) & High net worth individuals will be Negotiable.

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    Last Update: 11/12/2024 05:52

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