Prime Minister's Youth Business & Agriculture Loan Scheme

• Term loans/working capital loans for SME & Agriculture sectors including leasing/financing of machinery & locally manufactured vehicles for commercial use.
• For agriculture, Production and Development loans are eligible.
•  Up to 65% of total financing limit can be availed for civil works.

• All citizens of Pakistan holding CNIC, aged between 21 to 45 years with entrepreneurial potential.
• For IT/E-Commerce related businesses, the lower age limit is 18 years & at least matriculation or equivalent education is required.
• This age limit condition is applicable on individuals and sole-proprietors. In case of all other forms of business including partnership & companies, only one of the owners, partners or directors must be in the age bracket as mentioned.

From Rs.1.50 Million to Rs.7.50 Million.

7% p.a. or as per latest SBP directives

(Special pricing for Women-SME & Persons with Disabilities @ 6.5% p.a.)

Maximum loan tenor is up to 8 years including one year grace period (max.). For working capital/production loans, tenor is up to 5 years.

Applicant is required to submit online loan application by visiting PM’s Youth Program Portal @pmyp.gov.pk