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Soneri Current Account

Banking made easy!

Soneri Current Account lets customers enjoy various free banking services without restrictions on several transactions. It also provides complete peace of mind with free Worldwide Accidental Insurance and ATM Withdrawal Coverage.

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Soneri Savings Account

Regular savings, added convenience

It is a flexible and fast-growing cumulative monthly profit account. The rate of profit on this account increases with the account balance as per the defined tiers. The complete range of ADC services is offered on this account.

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Islamic Banking Growth in Pakistan

Over the years, Islamic Banking Industry (IBI) has shown phenomenal growth, with 20% share in total assets, 25% in advances and 22% in deposits of the overall banking industry as of Dec-22. Today, IBI network comprises 22 Islamic banking institutions, i.e. 5 full-fledged Islamic banks and 17 conventional banks (~80% of total), having Islamic banking branches.

Financial Literacy And Capacity Building

Pakistan has a population that is in excess of 180 million people. However, penetration in the financial sector is extremely low, with only 2.4% of the population having access to credit from formal financial sources. Out of the total adult population of Pakistan, the financially excluded population make up 53%.

Few Global Developments and Evolving Trends

To remain competitive, banks globally are focusing on mobile-first; end-to-end friction-less journeys and hyper-personalized experiences, through an eco-system of third parties, leveraging customer data to offer smart propositions tailored around lifestyle needs.

What is Fintech?

Combining the words ‘financial’ and ‘technology’, fintech is technology-enabled financial innovation, which is changing the way financial institutions provide – and consumers and businesses use – financial services.
Although ‘fintech’ is a relatively new term, innovation has always been important in the financial sector. The key difference now is the pace and impact of change.